Fees and charges aggregation

Domestic transfers:

• One-off transfers;
• Scheduled transfers;
• Batch transfers;
• TARGET transfers;
• SEPA transfers;
• MB Service Payments (debtor side);
• Payments to the State.

International transfers:

• Issued and received payment orders;
• Other foreign operations.

Domestic cheques:

• Cheque requisition;
• Returned cheques;
• Request for copy or image;
• Other cheque services.

Letter Cheque Service

Cheques Issued and Received Abroad

Collections:

• Collections via account debit;
• Collections via direct debits;
• SEPA direct debit collections.

Account Maintenance Fees

Balance and Interest Consolidation (Cash Pooling)

Alerts and SMS Service

Multibanking Channel

Summary Section:
Serves as the "cover" of the document and provides a summary of transactions, broken down by type and channel (automatic or non-automatic), including:

• number of transactions carried out in the period;
• total net commission amount;
• type and total amount of taxes;
• and any pricing discounts applicable to the Customer.

Detail Section:
Provides a detailed breakdown of all transactions that make up the information presented in the summary section.

Aggregated Debit Note:

• Is issued with the same frequency agreed for the aggregation period (standard: monthly);
• is produced as a single document, even when the contract includes multiple accounts, meaning commissions and charges from several current accounts can be aggregated and debited to a single account;
• includes a description of the transactions included in each debit, clearly identifying their origin to facilitate reconciliation;
• may be issued in a foreign language (English or Spanish).