- Individuals
- Investments
- Unit Linked
- Easy Invest
Easy Invest
Invest on autopilot with the Millennium App
With Easy Invest¹, you invest in unit-linked insurance products automatically and in a personalized way.
App exclusive
App exclusive
Benefits
Choose your strategy and enjoy the tax benefits
3 strategies available according to your investment profile
Ambition, with a maximum investment of 70% in stocks
Balance, with a maximum investment of 52% in stocks
Structure, with a maximum investment of 31% in stocks
These are the tax benefits
If 35% of the investment was made during the first half of the contract, the following rates apply:
up to 5 years – 28.0%
between 5 and 8 years – 22.4%
more than 8 years – 11.2%
3 strategies available according to your investment profile
Ambition, with a maximum investment of 70% in stocks
Balance, with a maximum investment of 52% in stocks
Structure, with a maximum investment of 31% in stocks
These are the tax benefits
If 35% of the investment was made during the first half of the contract, the following rates apply:
up to 5 years – 28.0%
between 5 and 8 years – 22.4%
more than 8 years – 11.2%
Fees, charges and amounts
Now the numbers...
These are the withdrawal fees
In the 1st year
1%
From the 2nd year onwards
0%
These are the management fees
Structure Strategy (defensive)
1%
Balance Strategy (intermediate)
1.25%
Ambition Strategy (more aggressive)
1.5%
And these are the contributions
Single contributions
€ 500
Regular monthly contributions
€ 30
Regular quarterly contributions
€ 90
Regular contributions every 6 months
€ 180
Regular annual contributions
€ 360
One-off contributions
€ 30
This product has no policy or subscription fees.
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Legal documents and other information
¹This product is an IBIP – an insurance-based investment product that does not guarantee the amounts invested, and therefore carries the risk of total loss of capital. The product is exposed to market risk arising from fluctuations in the value of the assets underlying the various Investment Strategies, currency risk from investments denominated in currencies other than EUR, and counterparty risk due to the use of currency hedging operations. For this reason, returns are not guaranteed, and the investment’s remuneration may even be negative..
This product does not guarantee the invested amount, and therefore there is a risk of capital loss.
Easy Invest is offered by Ocidental – Companhia Portuguesa de Seguros de Vida, S.A., as part of its insurance business, and marketed by Banco Comercial Português, S.A. The Key Information Documents (KID) can be obtained from the Millennium website, as well as at any branch, and this information does not replace their consultation.
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Does not dispense with the consultation of legally required pre-contractual and contractual information.
Does not dispense with the consultation of legally required pre-contractual and contractual information.
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