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Risk Insurance Advisory Service
Do you have the right insurance for your protection?
Get an insurance assessment with your Prestige Manager and receive personalized recommendations
Get an insurance assessment with your Prestige Manager and receive personalized recommendations
What it is
See how valuable this service can be
What it is
See how valuable this service can be
How it works
A comprehensive assessment for your peace of mind
The Risk Insurance Advisory Service helps you identify your protection needs and receive a personalized recommendation from your Prestige Manager, based on your personal, family, and financial situation.
Choosing the right insurance cover is not always straightforward. Whether you are looking for personal, family or property protection, or need insurance to meet legal requirements, comparing different cover options can be complex.
This free service allows you to:
- Assess your protection needs;
- Identify any gaps in your insurance cover;
- Receive a recommendation tailored to your profile;
- Explore the most suitable insurance solutions for you and your family.
Assessment and review
Your Prestige Manager will gather information about your personal, family and financial situation, as well as the insurance policies you already have.
Personalized recommendation
Based on the information you provide through a Needs Assessment Questionnaire, you will receive a personalized recommendation with the insurance policies, cover options and features best suited to your individual and family protection needs.
Protection planning and guidance
Your Prestige Manager will help you compare the recommended protection solutions and guide you through the application process.
Awards
Qorus Reinvention Awards
Recognized by those who matter
Millennium’s Risk Insurance Advisory Service won the gold medal in the Distribution category at the 2026 Qorus Reinvention Awards Europe.
This award is the exclusive responsibility of the entity that granted it.
This award is the exclusive responsibility of the entity that granted it.
Recognized by those who matter
Millennium’s Risk Insurance Advisory Service won the gold medal in the Distribution category at the 2026 Qorus Reinvention Awards Europe.
This award is the exclusive responsibility of the entity that granted it.
This award is the exclusive responsibility of the entity that granted it.
The Risk Insurance Advisory Service is free of charge
Expert guidance from your Prestige Manager
A complete overview of your insurance protection.
Identifies uncovered risks and provides a recommendation
To access the Risk Insurance Advisory Service, talk to your Prestige Manager
Legal documents and other information
Information sheet
FlyerAdvertising. This information does not waive the consultation of the legally required pre-contractual and contractual information.
This assessment is prepared as part of the Risk Insurance Advisory Service provided by Millennium bcp.
The Bank does not base its advice on an impartial and personal analysis.
Banco Comercial Português, S.A.; Head Office: Praça D. João I, 28, 4000-295 Porto; Share Capital: 3.000.000.000 Euros - under the single registration and tax identification number 501525882 (Registered at the Commercial Registry Office of Porto). Insurance broker, registered under no. 419527602, with the Insurance and Pension Funds Supervision Authority (ASF) - Registration Date: 21/01/2019. Authorisation for the mediation of life and non-life insurance. Information and other registration details may be verified at www.asf.com.pt. The Mediator is not authorised to sign insurance contracts on behalf of the Insurance Company nor to receive Insurance premiums to be delivered to the Insurance Company. The Mediator does not assume the coverage of the risks related to the insurance contract, which are fully assumed by the Insurance Company.
Insurers


Ageas Portugal - Companhia de Seguros, Public limited company, with head office at Praça Príncipe Perfeito n.º 2, 1990-278 Lisboa. Legal Person No. 503454109. Porto Trade Register. Share Capital of 7.500.000 Euros. Registration ASF 1129.
Ocidental - Companhia Portuguesa de Seguros de Vida, S.A., registered office at Praça Príncipe Perfeito 2, 1990-278 Lisbon. Company Registration / Legal Entity No. 501836926. Lisbon Commercial Registry. Share Capital: €22,375,000. ASF Registration No. 1024, verifiable on the ASF website.
Médis: registered trademark of Médis - Companhia Portuguesa de Seguros de Saúde, SA, Insurance company, reinsurer and manager of the integrated health care system underlying the insurances represented by Policies issued by it or by other insurance companies acting under its authorisation.
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