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Transfers Frequently asked questions about Loans
Differences between loan rates
The Annual Percentage Rate of Charge is the total cost of the loan to the consumer (as an annual percentage of the loan amount). It includes the loan and interest payments, as well as other mandatory charges (taxes, fees and interest).
The Nominal Annual Rate is the interest rate, expressed as a fixed or variable percentage, that is applied annually to the used loan amount.
It's the total amount you will pay for the loan, including the financed amount, interest, fees, taxes and charges.
