Frequent questions about Digital payments

A digital wallet is an app that lets you securely store Bank cards, tickets, passes, digital keys, and even documents, all on your phone for easy access. There are versions available for Android and iOS, depending on the operating system of the device you want to install it on.

Millennium cards are supported by Apple Pay, Google Wallet, and Samsung Wallet.

Wearables are electronic devices worn on your wrist, such as smartwatches, that combine the functions of a traditional watch with contactless payments using NFC technology.

Millennium cards are supported by Garmin Pay and Swatch Pay.

If your card is renewed and is linked to any of the supported digital wallets, the new card should appear automatically in the relevant app and be ready to use. If it doesn’t, you’ll need to add the card again by following the instructions in the app.

When you shop online, after entering your card details (card number, expiration date, and CVV), you may be asked to authenticate the payment through the Millennium App.

If you have notifications enabled, tap the notification you receive on your phone when you make the purchase, log in to the app, tap “Authenticate”, and confirm using your PIN, Touch ID, or Face ID. Then return to the merchant’s website and click “Continue” to complete your purchase.

If notifications are turned off, open the app, go to the StayON section, and tap “Pending” to approve or reject the transaction. Then return to the merchant’s website and click “Continue” to complete your purchase.

Make sure your contact information is always up to date with Millennium. If you change your email address or phone number, please notify the Bank.

Contactless technology lets you make fast, secure payments by simply tapping your card, phone, or smartwatch on the payment terminal. For a new card, contactless payments are only activated after you make your first transaction using the card and PIN at an ATM or payment terminal.

In Portugal, you can make contactless purchases of up to €50 without entering your PIN.

Once you reach €150 in cumulative contactless payments, you’ll be asked to enter your PIN to verify that you’re the person using the card. After you enter your PIN, the counter resets and you can continue making contactless payments. For purchases over €50, you can still tap your card on the payment terminal, but you’ll need to enter your PIN to confirm the payment.

When you’re abroad, the limit for contactless purchases without a PIN is set by each country. However, for security purposes, you’ll be asked to enter your PIN after 5 consecutive contactless transactions.

Yes. You can disable or enable the contactless feature in the Millennium App.